Loan applications can be imported and processed from multiple channels, e.g. online portals, branches. Furthermore, loan applications can be captured using web-based front-ends provided by the solution.

Credit applications are evaluated against lender’s specific credit policies and strategies. Additionally, banks and financial institutions can execute compliance checks, such as matching against blacklists and fraud detection.

Apart from additional credit check. In our credit check process alternate and proprietery algorithm are used to additional credit checking and making credit efficiency.

External data sources are an essential source of information - especially for new clients. The Credit Bureau Gateway provides seamless integration with external data providers, such as credit bureaus

As part of the origination process, lenders need to conduct a credit check to assess the creditworthiness of potential borrowers. The Credit Decision Platform supports the implementation of any internal credit risk scoring and risk rating models.

Dependent on each bank’s credit policies and guidelines, loan decisions can be automated to any extent. If required, the solution also supports complex multi-level and role-based approval processes.